Going Loonie in The Great White North

I'm rich!

So we’re back to typing and writing - no vlogging this week, so I hope you enjoyed it last week - it may be awhile before any of us agree to do that again!

For our January posts we’ve been keeping them light and fun for the most part, but we all know that being a 20-something isn’t always fun. In the past we have tackled difficult subjects such as relationships, future ambitions and getting older. This week we are tackling the subject of money.

Yikes!

Here are some quick things about me and money:

• I work at a cafe and make minimum wage. My pay cheques - even though I work five days a week - are not enough to survive on my own. This sucks.

• I am currently paying back a hefty student loan. This also sucks, but I am responsible and diligent when it comes to making loan payments.

• I wish I could live without a lot of money - I just want to be happy and not care about money. But I also want a lot of freedom, and freedom costs a lot.

• I love to shop. I realize that it’s silly to buy things I don’t NEED, but my argument here is that these things make me happy (for the most part).

• For someone with very little, I am actually really good with my money. I have good credit and always pay bills early or on time. I also have RRSPs - so I’m also investing in my future.

• Greed makes me angry. I hate seeing people my age with so much, and yet they want more. I have nothing and would be happy with just a bit more - I am not cut out for capitalist society.

I wish I could do what I love and get paid for it. Is that too much to ask? A lot of people tell me that I should just do something - something that pays - and that it shouldn’t matter if I hate it because EVERYONE hates their job and that’s just how life is! I say NO! Why should I do something I hate just for money? If I’m miserable at work - and I’m at work most of the week - then what am I gaining? Money to save for when I’m too old to do anything? Yes I work at a cafe now - and it’s not ideal, and most days I hate it - but right now it’s what works for me. Yes, it’s stupid, but yeah, I’m holding out for better opportunities. At the end of the day I’ve made some awesome friends and have a few bucks in my pocket.

One thing I’d love to do is travel more - make that “perfect day” a reality (maybe split into four separate vacations though). Right now travel isn’t very realistic, unless I’m willing to go into a bit more debt for it. Everything I do puts me in a bit more debt, and then I recover, but I’m back to square one. I’m really debating that trip to the UK I mentioned before (in my what I want for 2011 post) - but what’s really halting me is lack of funds. Just say I’m still a barista when I decide to go - I’d have to book the time off - unpaid, obviously. I’d have to put the flight on my credit card, that would take months to pay back. I’d also need some spending money, and after converting Canadian dollars to Pounds Sterling, well I’d be left with a pitiful amount. What keeps me dreaming about this trip is that no one would be able to take that experience away from me - I’d always have the memories and I wouldn’t regret it. But money seems to always win. I feel like I’m too old to be reckless with the few bucks I do have. Should I stay or should I go? Should I be responsible or fun? Can’t I be both?

I do the same thing when buying unnecessary items - such as concert tickets, books, DVDs, music. While these items don’t really put me into debt, they also take away potential savings. When I get my tax money back or any government reimbursement cheque my first instinct is to spend it one something fun - because it’s like free money. But then I feel like I’m just acting like a kid with birthday money and that I need to be more grown-up and responsible. Getting older sucks sometimes!

Basically, when it comes to the little money I do have I am constantly playing tug-of-war with myself. Neither side is right or wrong, just a different approach to life. Some days my head is in the clouds and I feel myself wanting to click “Buy” on those plane tickets. Other days I close the window and try to forget about it.

I wish money didn’t always have the final say in my life. Lauren, maybe I should move to Portland, where young people go to retire.

See ya Wednesday Tom, ‘cause money can’t buy me love :)

P.S. A Loonie is a dollar coin in Canadian currency. We also have a two dollar coin known as a Toonie.

2011 Things I Want From This Year

The obligatory New Year's Eve photo (this hug lasted 20 minutes). Compare and contrast with Allison's photo - you can see the Canuck is by far the more presentable.

Anyway - the title. Don't worry, I won't be listing 2011 of anything. It was just a cunning little ploy to lure you in (or scare you off?). I will, however, be talking about what I'd like the new year to bring, looking forward and not back - which for someone who spends his life looking over his shoulder is quite a big deal.

Due to some intense pressure from my colleagues, I've decided to make one resolution for 2011 - I usually don't make any. I would like (and this will require both forward planning and dedication on my part) to reconnect with some of the friends I've let slip away. People I've lived with, laughed with, spent hour after hour talking rubbish with. People who now live far away, whom I seldom see but think about often. I know that it's a fact of life that some friendships don't last - sometimes, there's little you can do to halt the decay as two friends grow apart and lose the things they held in common, that held them together. In times like these, there's little point in fighting it.

But there are others that can be salvaged, and should be. There are many people who have meant a great deal to me in the past - and still do - whom I haven't seen for years. And so, I aim to go and see at least 5 of them, wherever they may be. To reminisce, to reconnect and to reassure them that they aren't forgotten. As an added bonus, I will have an opportunity to visit other towns and cities. I know that I live on a tiny island, but I've hardly seen any of it and it's been so long since I left London, even for a weekend. I can't even remember the last time I headed north. This shall change in 2011.

I would also ask that 2011 brings with it a few other changes. 2010 was more or less stagnant - a long, hard uphill slog with precious little reward. I am in much the same position now as I was last January. Hopefully, with a bit of effort and hard work, I'll be able to break out of the rut I find myself in and embrace something new and exciting. I think I need to feel like I'm progressing, and, if I can just tackle my laziness, this is perfectly achievable.

So, in 2011 I shall rekindle old friendships and, in doing so, see somewhere other than the capital. I'll also be keeping my fingers crossed that, come January 2012, I'll be able to look back and see that my life has changed for the better - rather than having stayed exactly, and depressingly, the same. That's not too much to ask, is it?

In the back of mind however, I have a sneaking suspicion that 2011 will not be a good year. I know it's a pessimistic outlook, but sometimes you have to trust your instincts. But while I've decided my year will probably be rubbish, I've decided that your 2011's must be fantastic. They simply must. I won't have it any other way, you hear?

This Title is Witty

Welcome to the future! It's 2011! The TASG is still here for you! Hope you all had fun New Year's Eve's and if not, are you really surprised? Is it ever as fun as you think it will be?

One of my regular customers, a cute snowboarder/graphic designer, came in on Saturday - he was haggard and hungover and looking for coffee. When I asked if it was a fun party he said, "it was all right - but it's never the New Year's you imagine for yourself." I couldn't agree more! I gave him some water and wished him a happy and healthy 2011.

As for me, I went to a party - I wore a pretty dress and did my hair and put on lipstick...and stood in someone's dirty kitchen and drank out of a red plastic cup. This was not the New Year's Eve I dreamt of. I felt overdressed and a bit old for the crowd.

New Year's Eve!

Anyways, this week isn't about drunken (or not, in my case) New Year's Eve stories - this week is about the future. This week the Transatlantic Support Group wants to kick the year off right by talking about what we each want for ourselves in 2011!

I try not to make resolutions - I feel like doing so makes me feel like I'm breaking my own heart repeatedly. Yeah, I'd love to lose 15 pounds, I'd love to get a "real" job and move into my own place - but those things aren't guaranteed and I hate making promises I can't keep.

There are a few things I'd like to do this year and I hope I can!

1) Travel to the UK to visit my cousin and his wife.

They recently moved to Bath from London, and I love Bath (I visited there briefly in 2003 when I travelled with my family). I'd like to go alone this time - it would be an adventure and a trip I'd never forget or regret. I might go further into debt for it, but it might be worth it. While I'm still young, right?

2) Get that second tattoo I've been meaning to get.

Showing off the shoes again, plus my first tattoo!

I've been talking about a second tattoo for a while now, and I think I'd like to finally commit to that. I know what I want, it's just a matter of deciding when. I'm thinking early Spring.

3) Run another 5K run (possibly more).

I'm definitely going to do Terry Fox again, but maybe I'll do a road race this year too. I'd like to push myself and try to do a more competitive run. I'm not a great runner, but it's something I'd like to strive for.

4) Take better care of myself.

I get stressed out way too easily and I need to start controlling my emotions. I need to also get over my fear of doctors.

5) Write more.

This could mean journaling, blogging, or just my own personal writing that I may or may not share with anyone. My point is that I would like to try to exercise my creativity a bit more, even if it's just for me.

Anyways, I can't think of any more things to share - who knows what will happen in 2011! I wish you all the very best!

Love you! You all get the midnight kiss I never got!

Happy New Year Tom - can't wait to hear about your hopes & dreams for the year!

Also, I've said this before - but if there are any topics you think we should cover?